Credit Card Lending Survey Results for Second Quarter 2026

Aug 17, 2026
Latest News HKMA Credit Card Lending Survey Results for Second Quarter 2026

HKMA releases Q2 2026 credit card lending survey results showing receivables decreased by 2.1% to HK$154.6 billion.

This article was generated using SAMS, an AI technology by Timothy Loh LLP.

On Mon, 17 Aug The Hong Kong Monetary Authority published today (17 August) the credit card lending survey results for the second quarter of 2026.

Total Card Receivables

Total card receivables contracted by 2.1% in the second quarter to HK$154.6 billion at end-June 2026, as compared to a decrease of 3.8% in the previous quarter.

Credit Risk Indicators

The combined delinquent and rescheduled ratio was 0.42% at end-June 2026, compared with 0.45% at the previous quarter-end. The charge-off ratio for the second quarter of 2026 was 0.61%, compared with 0.56% in the previous quarter.

Annex Hong Kong Monetary Authority 17 August 2026

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