On Fri, 15 May, the Hong Kong Monetary Authority published credit card lending survey results for the first quarter of 2026. Total card receivables decreased by 3.8% to HK$158.0 billion. The combined delinquent and rescheduled ratio rose to 0.45%, while the charge-off ratio was 0.56%.
This article was generated using SAMS, an AI technology by Timothy Loh LLP.
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On Fri, 15 May, the Hong Kong Monetary Authority published the credit card lending survey results for the first quarter of 2026. Following an 8.7% increase in the previous quarter driven by festive spending and salaries tax payments, total card receivables decreased by 3.8% in the first quarter to HK$158.0 billion at end-March 2026.
Credit Risk Metrics
The combined delinquent and rescheduled ratio was 0.45% at end-March 2026, compared with 0.40% at the previous quarter-end. The charge-off ratio for the first quarter of 2026 was 0.56%, compared with 0.62% in the previous quarter.
Source Citation
Annex Hong Kong Monetary Authority 15 May 2026
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