HKMCA Promotes “Sustainable Retirement Lifestyle” and Launches Premium Discount Offer

On Fri, 29 May 2026, HKMC Annuity Limited ("HKMCA") announced that in response to Hong Kong's ageing population, it will promote the Sustainable Retirement Lifestyle concept throughout the second half of 2026 and launch a limited-time premium discount offer on 1 June.

Recognition and Product Registration

Following its receipt of the Investor and Financial Education Award from the Investor and Financial Education Council ("IFEC") in 2023 and 2024, the HKMCA was awarded the Silver Award in the Public/Professional Body and NGO Category in 2025. Additionally, the HKMC Annuity Plan has been registered as a Silver-Friendly Financial Product by the Hong Kong Quality Assurance Agency. The Plan is a life insurance product subject to terms and conditions and involves risks.

Strategic Framework and Leadership Commentary

With Hong Kong's average life expectancy continuing to rank among the highest globally, the HKMCA is promoting the Sustainable Retirement Lifestyle concept in the second half of 2026 to address longevity-related challenges. The initiative is based on the multi-dimensional retirement planning framework for active ageing developed by the Research Centre for Gerontology and Family Studies ("RCGFS") of the Hong Kong Polytechnic University, encompassing dimensions including health, finance, social participation, family life, and long-term care. The HKMCA aims to empower the public to manage longevity-related challenges effectively, providing insights across six major dimensions: Health, Diet, Housing, Mobility, Mind, and Finance. Professor Bai Xue, Director of the RCGFS and Non-Executive Director of the HKMCA, emphasized that a holistic lifestyle plan is the true key to unlocking a sustainable retirement. Mr Daniel Leong, Executive Director and Chief Executive Officer of the HKMCA, stated that integrating theories with real-life application helps the public plan their retirement more comprehensively.

Market Expansion and Greater Bay Area Focus

A recent survey commissioned by the HKMCA indicates that some respondents are considering sojourning or settling outside Hong Kong after retirement, with the Guangdong-Hong Kong-Macao Greater Bay Area ("GBA") being the preferred destination. In response to the growing demand for cross-boundary retirement solutions, the HKMCA will actively explore providing ancillary services in financial management and healthcare support to facilitate Hong Kong residents pursuing retirement in the GBA. Furthermore, the HKMCA will continue to collaborate closely with the insurance industry to further expand the distribution network of the Plan and promote further development of the local annuity market.

Promotional Terms and Contact Information

Interested parties may schedule a sales appointment on or before 31 August 2026 and successfully apply for the Plan between 1 June and 30 September 2026 (both dates inclusive) to enjoy a 3% premium discount on eligible policies, subject to the eligibility requirements. For enquiries, please contact the Customer Service Hotline at (852) 2512 5000.

Regulatory Disclaimers

1. The Plan is a life insurance product subject to terms and conditions and risks, intended for use in Hong Kong only, not construed as an offer outside Hong Kong. 2. Terms and conditions apply. Please refer to the HKMCA website or promotional leaflet for details.