In May 2025, Hong Kong Monetary Authority reported a 2.5% increase in total deposits, with Hong Kong dollar and foreign currency deposits growing by 3.4% and 1.8% respectively. Renminbi deposits decreased by 5.4% due to corporate fund flows. Total loans and advances increased by 0.9%, with Hong Kong dollar loans and advances increasing by 0.9% and 1.1% respectively. Hong Kong dollar M2 and M3 both increased by 3.2%, and seasonally-adjusted Hong Kong dollar M1 increased by 12.3%.
This article was generated using SAMS, an AI technology by Timothy Loh LLP.
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According to the latest statistics released by the Hong Kong Monetary Authority on May 25, 2025, total deposits with authorized institutions in Hong Kong increased by 2.5% in May 2025. Specifically, Hong Kong dollar deposits and foreign currency deposits rose by 3.4% and 1.8% respectively, primarily driven by corporate fund flows.
Renminbi deposits in Hong Kong experienced a decrease of 5.4% in May, totaling RMB975.6 billion. This reduction can be attributed to corporate fund flows. The total renminbi remittances for cross-border trade settlement reached RMB1,123.6 billion in May, compared to RMB1,362.1 billion in April.
Total loans and advances increased by 0.9% in May and by 1.4% over the year to end-May. Loans used in Hong Kong, including trade finance, and loans used outside Hong Kong rose by 0.9% and 1.1% respectively. The Hong Kong dollar loan-to-deposit ratio decreased to 70.5% by the end of May from 72.3% at the end of April.
Hong Kong dollar M2 and M3 both increased by 3.2% in May and 9.5% year-on-year. The seasonally-adjusted Hong Kong dollar M1 increased by 12.3% in May and by 18.5% compared to the previous year, reflecting significant investment-related activities.
Total M2 and total M3 both increased by 2.5% in May and by 10.7% year-on-year. These increases are subject to fluctuations due to various transient factors, including seasonal funding demand and business-related activities. Consequently, it is advisable to monitor longer-term trends rather than making assumptions based on monthly variations.
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