The Hong Kong Monetary Authority released the credit card lending survey results for the third quarter of 2025. Total card receivables increased by 1.4%, and the combined delinquent and rescheduled ratio remained at 0.45%.
This article was generated using SAMS, an AI technology by Timothy Loh LLP.
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The Hong Kong Monetary Authority ("HKMA") released today the credit card lending survey results for the third quarter of 2025.
Total card receivables in Hong Kong increased by 1.4% in the third quarter, reaching HK$151.0 billion by the end of September 2025. This marked a significant reversal from the previous quarter's decline of 2.5%.
Despite the overall increase in receivables, the combined delinquent and rescheduled ratio remained stable at 0.45% as of September 2025.
Additionally, the quarterly charge-off ratio remained consistent at 0.64% throughout the third quarter of 2025.
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